The State Commercial Bank of Turkmenistan Halkbank offers 5 types of banking cards to its customers. The first of them is the Salary Card which provides a wide range of services, including the cashless payments in terminals, transfer of funds from one card to another, as well as cash withdrawals at ATMs in Turkmenistan.
According to the official website of the bank, Halkbank also offers its customers a Deposit Card that allows the deposit of cash to the individual’s bank account. The annual interest on this card is 6.8% of the balance of the account with the possibility of replenishing it. It allows the withdrawal of cash, as well as its interest at any time. The client can also make non-cash payments using a deposit card. At any time, the client has the right to withdraw all funds invested on the card on the basis of a written application.
Customers of the bank, who have received consumer loans, are provided with Credit Cards. It is intended only for the use of credited funds and for making cashless payments.
The Family Card of the bank is intended for the family members and is opened on the basis of a statement from a client of the bank. This card does not have its own account, but is tied to the client’s Salary Card account. The client can set a weekly limit on the use of funds from his card for each family member. Users of Family Cards can pay for their purchases in cashless form through terminals at any retail store or can withdraw cash at an ATM within the established weekly limit.
The bank also offers Entrepreneur Card that is intended for private entrepreneurs.